Yes, nearly all Kaiser Permanente insurance plans cover therapy and counseling. Here's why, and how to quickly find in-network Kaiser therapists accepting new clients.
Under the Affordable Care Act (ACA), mental and behavioral health treatment must be covered as essential health benefits. These include counseling and therapy, as well as inpatient mental and behavioral health care and substance abuse treatment.
Almost all mental disorders, as well as substance use disorders and alcohol and chemical dependency treatment, are covered by all ACA-compliant health insurance.
However, since insurance coverage is based on medical necessity, Kaiser Permanente may have more limited coverage options for issues such as grief and loss, couples and marriage counseling, and general relationship issues.
If you’re looking for a way to find affordable therapy and quality mental health care, here are some affordable, low-cost—and even free—therapy options.