Dr. Thomas B. Luttrell, PhD

Tired of the status quo? Stuck in a rut in your relationships, wellness, business, intimacy, or spirituality? I help you to align your life with your true authentic self. Together, we’ll secure genuine change through acceptance first. I'm Dr. Tom, a Licensed Clinical Marriage and Family Therapist in Maryland (LCM754), DC (LMFT200001211), and California (LMFT 111604), and a professional life coach across the U.S. The mission of HigherChange, LLC, is to be a safe space for you to be accepted and to grow into your life goals. I care about all aspects of your life. That includes life coaching, health coaching, couples therapy, business coaching, and sex therapy. I have provided therapy to individuals and families since 2007. I'm also married for over 15 years, and we have 2 boys. I help with: 1) couples distracted by addiction, ADHD, or anxiety, 2) men with sexual compulsions or infidelity, 3) engaged or cohabiting couples in distress, 4) pre-marital couples, and 5) sexual issues. I also offer Christian counseling and Christian marriage counseling. About Insurance Benefits Accepted For mental health issues, we accept Blue Cross Blue Shield and affiliates (CareFirst, Anthem, BCBS Federal Employee Program, etc.) and Cigna or Evernorth. HOWEVER, please note that to qualify for insurance benefits, therapy must be related to a mental health diagnosis, like anxiety, depression, PTSD, etc., that has medical necessity. Most insurance plans do not cover relationship or sexual issues. Yes, it is sad considering that these are often the primary drivers for mental health issues. Please do not ask us to bill your insurance for relationship or sexual issues without first contacting your insurance company to check to see if your plan covers it. (We don't want to keep asking them.) Also, we cannot make up a diagnosis either, as this is insurance fraud and can cost us our license and result in serious penalties. Plus, insurance companies occasionally audit psychotherapy notes to ensure that treatment is related to the reported diagnosis. You can always choose to skip insurance and pay for therapy out of pocket. This will maximize your privacy and widen your pool of therapists. Thank you for your understanding.