Question 1

Does UMR Cover Mental Health?

Accepted Answer

Yes, nearly all UMR insurance plans cover mental health, therapy, and counseling. If you're wondering about UMR mental health coverage, here's how to find mental health professionals who take UMR.

First, you can quickly view all the therapists who accept UMR in your area. You can check out their profiles, and request appointments online for in-person or telehealth therapy sessions.

UMR mental health coverage

United Medical Resources (UMR), is a subsidiary and third party administrator for United Healthcare Services, a medical insurance provider.

Under the Affordable Care Act (ACA), mental and behavioral health treatment must be covered as essential health benefits. These include counseling and therapy, as well as inpatient mental and behavioral health care and substance abuse treatment.

Almost all mental disorders, as well as substance use disorders and alcohol and chemical dependency treatment, are covered by all ACA-compliant health insurance.

However, since insurance coverage is based on medical necessity, UMR may have more limited coverage options for common life problems like couples and marriage counseling, career coaching, and general relationship issues.

Tips to find mental health professionals who accept UMR

If you’re looking for a way to find affordable therapy and quality mental health care, here are some tips on how to find affordable, low-cost—and even free—therapy.

First off, to find out more specifics about UMR mental health coverage, you can browse all mental health professionals who take UMR.

You can also browse therapists and counselors based on the insurance plans they accept.

Here are more tips to find a therapist who takes your health insurance.

The Monarch Directory by SimplePractice can help you find the right therapist for your needs, whether you're experiencing anxiety, depression, ADHD, or other mental health concerns.

Question 2

Does UMR Cover Therapy?

Accepted Answer

Yes, nearly all UMR health care insurance plans cover therapy. Here's how to find a therapist, counselor, or mental health professional who takes the UMR plan.

If you're seeking UMR therapy coverage options, you can quickly browse to see all the therapists who accept UMR in your area, and book sessions online for in-person or telehealth therapy appointments with counselors, therapists, and psychologists covered by UMR.

United Medical Resources (UMR), is a subsidiary and third party administrator for United Healthcare Services, a medical insurance provider.

UMR insurance therapy coverage

Under the Affordable Care Act (ACA), mental and behavioral health treatment must be covered as essential health benefits by U.S. healthcare plans, and UMR insurance is not an exception.

These mental health benefits include counseling and therapy, as well as inpatient mental and behavioral health care and substance abuse treatment.

Almost all mental disorders, as well as substance use disorders and alcohol and chemical dependency treatment, are covered by all ACA-compliant health insurance including UMR.

However, because health insurance coverage is based on medical necessity, UMR may have more limited coverage options for common life problems like couples and marriage counseling, career coaching, and general relationship issues.

Tips to find therapists and counselors who take UMR

If you’re looking for a way to find affordable therapy and quality mental health care, here are some tips on how to find affordable, low-cost—and even free—therapy.

For starters, you can browse all the therapists who accept UMR.

Many of the therapists on Monarch offer free 15-minute initial consultation sessions to make sure they are a good fit for your specific needs.

You can also browse therapists and counselors based on the insurance providers they accept.

The Monarch Directory by SimplePractice can help you find the right therapist for your needs, whether you're experiencing anxiety, depression, ADHD, or other mental health concerns.

Here are more tips to find a therapist who takes your health insurance.

Question 3

How Can I Make an Appointment With a Therapist Who Takes UMR Plan?

Accepted Answer

To make an appointment with a therapist or counselor who accepts UMR insurance, the first step is to view this list of all the therapists who accept UMR in your area.

Next, you can browse through the counselors’ and therapists’ profiles, and request an appointment online for an in-person or telehealth therapy session.

Here’s how:

Go to the Monarch Directory by SimplePractice
Enter your zip code, or simply follow this link to see the therapists in your area.
Filter by UMR insurance, to see all the therapists who take UMR.
Review the providers’ profile pages to learn more about each therapist or counselor’s approach to therapy.
Contact the therapist(s) you think would be a good match by requesting to book an appointment for an in-person or telehealth video session or free 15-minute consultation or sending a message.

Tips to find affordable therapy and therapists and counselors who accept your insurance

Therapy is an essential part of treatment for significant mental health challenges, including anxiety, grief, trauma, PTSD, depression, ADHD, borderline personality disorder (BPD),and many other concerns and disorders.

If you’re looking for a way to find affordable therapy and quality mental health care, here are some tips on how to find affordable, low-cost—and even free—therapy.

For starters, you can browse therapists and counselors based on the insurance plans they accept.

The Monarch Directory by SimplePractice can help you find the right therapist for your needs.

And, if you have mental health questions, such as what are the different types of therapy and how do I figure out if I need to see a therapist —It's our hope that the science-backed articles on Monarch by SimplePractice—can help demystify therapy and mental health for you.

Does UMR Cover Mental Health?

UMR mental health coverage

Tips to find mental health professionals who accept UMR

Related questions about UMR

Life is complicated. Finding a therapist shouldn’t be.

Newsletter signup

Get inspiration straight to your inbox.