Does Humana Cover Mental Health?
Yes, your Humana insurance plan may provide coverage for mental health or substance use issues. Here's how to find a therapist, counselor, or mental health professional who takes Humana insurance.
If you're seeking Humana mental health, therapy, and behavioral health coverage options, you can quickly browse to see all the therapists who accept Humana insurance in your area, and book online for in-person sessions or telehealth therapy appointments with therapists and behavioral health professionals covered by Humana.
Humana therapy and mental health coverage
Under the Affordable Care Act (ACA), mental and behavioral health treatment must be covered as essential health benefits. These include counseling and therapy, as well as inpatient mental and behavioral health care and substance abuse treatment.
Almost all mental disorders, as well as substance use disorders and alcohol and chemical dependency treatment, are covered by all ACA-compliant health insurance.
However, since insurance coverage is based on medical necessity, Humana may have more limited coverage options for issues such as grief and loss, couples and marriage counseling, and general relationship issues.
Tips to find affordable therapists and counselors who take Humana
If you’re looking for a way to find affordable therapy and quality mental health care, here are some tips on how to find affordable, low-cost—and even free—therapy.
First of all, you can browse all the therapists who accept Humana.
You can also browse therapists and counselors based on the insurance providers they accept.
Whether you're experiencing anxiety, depression, ADHD, or other mental health concerns, the Monarch Directory by SimplePractice can help you find the right therapist for your needs.