Yes, nearly all HAP Health Alliance Plan of Michigan insurance plans cover therapy. Here's how to find a therapist, counselor, or mental health professional who takes the HAP Health Alliance Plan of Michigan insurance.
If you're seeking HAP therapy and behavioral health coverage options, you can quickly browse to see all the therapists who accept HAP Health Alliance Plan of Michigan, and book sessions online for in-person or telehealth therapy appointments with counselors, therapists, and psychologists covered by HAP.
Under the Affordable Care Act (ACA), mental and behavioral health treatment must be covered as essential health benefits. These include counseling and therapy, as well as inpatient mental and behavioral health care and substance abuse treatment.
Almost all mental disorders, as well as substance use disorders and alcohol and chemical dependency treatment, are covered by all ACA-compliant health insurance.
However, since insurance coverage is based on medical necessity, HAP | Health Alliance Plan of Michigan may have more limited coverage options for common life problems like grief and loss, couples and marriage counseling, career counseling, and general relationship issues.
If you’re looking for a way to find affordable therapy and quality mental health care, here are some tips on how to find affordable, low-cost—and even free—therapy.
For starters, you can browse all the therapists who accept HAP | Health Alliance Plan of Michigan.