Does Fidelis Care Cover Mental Health?

Yes, nearly all Fidelis Care insurance plans cover mental health. Here's how to find a therapist, counselor, or mental health professional who takes Fidelis Care insurance.

You can quickly see therapists who accept Fidelis Care in your area, and book sessions online for in-person or telehealth therapy appointments. 

Fidelis Care provides free or low-cost health insurance coverage for more than 2 million children and adults throughout New York State.

As of 2022, some of the plans are now known through the name Wellcare By Fidelis Care.

Fidelis Care offers the Children's Health and Behavioral Health Program for Medicaid Managed Care members under the age of 21. This benefit package offers a range of children and family treatment support services and children’s home and community based services.

Under the Affordable Care Act (ACA), mental and behavioral health treatment must be covered as essential health benefits.

These include counseling and therapy, as well as inpatient mental and behavioral health care and substance abuse treatment. 

Almost all mental disorders, as well as substance use disorders and alcohol and chemical dependency treatment, are covered by all ACA-compliant health insurance.

However, since insurance coverage is based on medical necessity, Fidelis Care may have more limited coverage options for common life problems like couples and marriage counseling, career coaching, and general relationship issues. 

Tips for finding therapists who take Fidelis Care

If you’re looking for a way to find affordable therapy and quality mental health care, here are some tips on how to find affordable, low-cost—and even free—therapy.

For starters, you can check out all the therapists who accept Fidelis Care.

You can also browse therapists and counselors based on the insurance providers they accept.

The Monarch Directory by SimplePractice can help you find the right therapist for your needs.

The Monarch Directory by SimplePractice can help you find the right therapist for your needs, whether you're experiencing anxiety, depression, ADHD, family issues, or other mental health concerns.

Here are more tips to find a therapist who takes your health insurance.

And don't forget to check out these ideas on finding free or low-cost therapy, support groups, and counseling.