Does Cigna Cover Mental Health?
Yes, nearly all Cigna insurance plans cover mental health. Here's how to find Cigna mental health professionals and therapists.
View mental health professionals who take Cigna in your area. From their profile pages, you can book in-person sessions or telehealth video therapy appointments.
Cigna mental health coverage
Under the Affordable Care Act (ACA), mental and behavioral health treatment must be covered as essential health benefits. These include counseling and therapy, as well as inpatient mental and behavioral health care and substance abuse treatment.
Almost all mental disorders, as well as substance use disorders and alcohol and chemical dependency treatment, are covered by all ACA-compliant health insurance.
However, since insurance coverage is based on medical necessity, Cigna may have more limited coverage options for common life problems such as grief and loss, couples and marriage counseling, and general relationship issues.
Tips to find Cigna mental health professionals
If you’re looking for a way to find affordable therapy and quality mental health care, here are some tips on how to find affordable, low-cost—and even free—therapy.
First off, you can browse all the therapists who accept Cigna.
You can also browse therapists and counselors based on the insurance providers they accept.
Whether you're experiencing anxiety, depression, ADHD, or other mental health concerns, the Monarch Directory by SimplePractice can help you find the right therapist for your needs.