Yes, nearly all Ambetter insurance plans cover therapy. Here's how to find therapists and counselors who take Ambetter
Under the Affordable Care Act (ACA), mental and behavioral health treatment must be covered as essential health benefits. These include counseling and therapy, as well as inpatient mental and behavioral health care and substance abuse treatment.
Almost all mental disorders, as well as substance use disorders and alcohol and chemical dependency treatment, are covered by all ACA-compliant health insurance.
However, since insurance coverage is based on medical necessity, Ambetter may have more limited coverage options for issues such as grief and loss, couples and marriage counseling, and general relationship issues.
If you’re looking for a way to find affordable therapy and quality mental health care, here are some tips on how to find affordable, low-cost—and even free—therapy.
First off, you can browse all the therapists who accept Ambetter.